How much will my car insurance go up if i got an ovi dropped to reckless op?

"Hi everybody"I'm a joint account with my husbandis credit unionIs it illegal to use a wrong handle in your car insurance?
I wondered since im 19 years old  insurance  will be? I've 0 seats and 0 crashes. Is it possible to obtain  insurance ">insurance  once I don't be riding it for such as a summer then cease spending it for that winter-time